Trinity Debt Management
If your debt has you down, we should talk
Contact us: [email protected]

Trinity Debt Management is a nonprofit credit counseling agency located in Cincinnati, Ohio. We assist individuals and families nationwide by providing counseling and services that will help them effectively meet the challenges of personal money and debt management. Since 1994, this has been the hallmark of our organization.

What We Do
Working with creditors on the client’s behalf, Trinity negotiates significant interest rate reductions and elimination of late fees. Multiple account payments are consolidated into one single manageable, monthly payment with Trinity. Participants in the program can become debt-free in just 3-5 years.

Trinity works with thousands of people in ways that extend far beyond our Credit Counseling Program.

More Than Credit Counseling
Some clients are shown alternatives to auto financing, or given help with re-structuring student loans. Others receive expert advice on debt consolidation and bankruptcy issues.  We also provide instructional videos and a free books.

From community outreach and educational programs to expert counseling and self-help materials, we are proud of our service to individuals and families in financial crisis. Whatever form of debt, our agency and its affiliates are here to help.

Trinity counselors are certified by the Partnership for Financial Education.

Trinity is not licensed to offer the DMP in the states of KS, MT, NV, NY or RI

Trinity is a member of the Credit Builders Alliance. We follow the Quality Management System ISO 9001:2015.

The Commissioner of Financial Regulation for the State of Maryland will accept any questions and complaints from Maryland residents regarding Trinity Credit Counseling, Inc. License #14-33 at 500 N. Calvert St. Rm 402 Baltimore, MD 21202, (888) 784-0136.

Trinity is registered with the Oregon Department of Consumer and Business Services, Registration # DM-80068.

Trinity is licensed by the Virginia State Corporation Commission. The license number assigned by the commission to Trinity is DC-56

Trinity is licensed in the state of Michigan, License # DM-0019822. The Michigan DIFS contact is PO Box Allegan Street, 7th Floor Lansing, MI 48933. Phone 877-999-6442.


We are a non-profit 501 (c)(3) organization.


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